Question by Candia B: How do I dispute some creditors on my Trans Union credit report?
Best answer:
Answer by GG
contact transunion via email or telephone and initiate dispute
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April 20, 2012
Q&A: How do I dispute some creditors on my Trans Union credit report?
March 7, 2012
Is a score from Trans Union Credit 678 good enough to get a decent mortgage?
Question Kiki : Is it a Trans Union credit score of 678 good enough to get a decent mortgage Best Answer : Response
by Eskie Lover
Not in my neck of the woods. Just stop by any bank branch, they exhibit any signs of enormous offering the best rates for consumers with scores of 750 or better. But, I live in a property market high dollar real with lots of foreclosures and high unemployment. Banks do not want to burn again.
March 1, 2012
What are the addresses to file disputes with the 3 major credit agencies, Experian, Trans Union, and Equifax?
Question by danielle.rasshan: What are the addresses to file disputes with theIIImajor credit agencies, Experian, Trans Union, and Equifax?
I want to dispute several items on my credit report, but these agencies don’t make it easy to find out their mailing addresses. I have done a search on line, but I’ve had little luck.
Best answer:
Answer by SexyTrojan
Do it online via www.AnnualCreditReport.com.They have options for disputes and they will send you paper copies of your credit report which has the mailing address at the top.If you decide to do a gainsay via mail, do sure you send everything via certified mail.
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February 12, 2012
Trans Union verses Experian which is better?
Question by Mr SmoothHead: Trans Union verses Experian which is better?
Which is better in your opinion?By the way Trans Union has a class action lawsuit against them.Go to https://www.listclassaction.com to get REALLY free credit report through this class action suit.
Best answer:
Answer by Go Cubs Go
Experian is to me. They are more honest about things. This lawsuit against TU shows their weaknesses.
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February 4, 2012
I got approved for a credit union secured card that reports only to Trans Union?
Question by little hand: I got approved for a credit union secured card that reports only to Trans Union?
I want to build a good credit , does that mean I should not complete the process ?
Best answer:
Answer by Cold
These credit unions do not have the funds to report to all three bureaus.Why would you get a card that only reports to one bureau.Besides, many people consider TransUnion the bottom of the pile.Get a card through Citi Bank or Orchard.They carry among the best.Both of these report to all three credit bureaus.In the future you could end up at a car dealership that only looks at one of the credit bureaus (again to save money). What are you going to do if they see you have absolutely no credit history?————Afterthought: Have you tried applying for a regular credit teased?You are established with that bank, you might just get it.If you do, do sure you pay in full each month.Just wished using the secure card, you replace the money in full each month.Carrying balances is a good way to destroy credit..
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January 25, 2012
how do i get in touch with Trans union credit services? I want to investigate some companies?
Question by betsyb: how do i get in touch with Trans union credit services? I want to investigate some companies?
I don’t recognize companies on my credit report – how do I find out who they are?
Best answer:
Answer by bianca
on the one of the last page of your credit report you should have phone numbers and addresses of every your creditor on your credit report.
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December 6, 2011
Q&A: How to contact Experian and Trans Union?
Question by Coe281: How to contact Experian and Trans Union?
I have been trying to get in touch with a person ( not a recording) to inform them of a satisfaction of judment paper I need to send or fax to them. I am only getting recordings and seems they want me to purchase ANOTHER credit report before I can actually speak to an unrecorded human being. I did buy a report from equifax to get a hold of them… How do I get a Fax number or a human on the phone WITHOUT purchasing something?
Best answer:
Answer by dropkick232000
TRY,Equifax: 1-888-766-0008 or 1-800-525-6285For more information, visit the Equifax website at: http://www.equifax.comExperian: 1-888-397-3742 or 1-800-311-4769For more information, visit the Experian website at: http://www.experian.comTransUnion: 1-800-680-7289For more information, visit the TransUnion website at: http://www.transunion.com
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December 4, 2011
Q&A: Who can I contact about trans union credit bureau. I have disputed items on my report that do not belong to?
Question by Debow: Who can I contact about trans union credit bureau. I have disputed items on my report that do not belong to?
me about five times, but they won’t remove them. Equifax and Experian removed the items the first time I disputed them. What can I do?
Best answer:
Answer by Mike
Keep disputing it. Whenever they respond, write back challenging the reason they saying they won’t remove it. If you keep it up, they will eventually remove it. The name of the stake is to keep coerce them to remove the item. Also write to the creditor and tell them that it is a violation of the Fair Debt Collections Practices Act to report a debt that is being disputed. If it is a small debt, sometimes the best thing is to send them a percentage with a letter tell if they accept this money it means they agree to remove any negative statements on entirely CBR’s. Usually they will cash the check without reading the letter, especially if they are a large company. Then you mail a copy of the garnered and the canceled check to Trans Union and then they will remove it for sure.
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November 20, 2011
Q&A: Why is Trans Union Credit Report Score 23 points lower than Equifax and Experian?
Question by : Why is Trans Union Credit Report Score 23 points lower than Equifax and Experian?
I want to refinance my loan and the banks in the area of the US where I live mostly pull the credit report from that specific source. So, why is it lower than the other two and how can I fix it? It has the exact same info as in the other two. I have all three reports with me. Should I go and hand them to the financial officer at the bank to show the incongruity?
Best answer:
Answer by Diane A
Just could be how they score things & have no impact.
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November 4, 2011
How do I freeze access to my credit files with Experian,Equifax and Trans Union to avoid identity theft?
Question by p60638: How do I freeze access to my credit files with Experian,Equifax and Trans Union to avoid identity theft?
What does it cast? Do you know an easy way to do it?
Best answer:
Answer by newjerseyguy
You have to contact each bureau and request a freeze – yes, there is a charge. Their web sites have details.
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