Question by Mr SmoothHead: Trans Union verses Experian which is better?
Which is better in your opinion?By the way Trans Union has a class action lawsuit against them.Go to https://www.listclassaction.com to get REALLY free credit report through this class action suit.
Best answer:
Answer by Go Cubs Go
Experian is to me. They are more honest about things. This lawsuit against TU shows their weaknesses.
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Question by little hand: I got approved for a credit union secured card that reports only to Trans Union?
I want to build a good credit , does that mean I should not complete the process ?
Best answer:
Answer by Cold
These credit unions do not have the funds to report to all three bureaus.Why would you get a card that only reports to one bureau.Besides, many people consider TransUnion the bottom of the pile.Get a card through Citi Bank or Orchard.They carry among the best.Both of these report to all three credit bureaus.In the future you could end up at a car dealership that only looks at one of the credit bureaus (again to save money). What are you going to do if they see you have absolutely no credit history?————Afterthought: Have you tried applying for a regular credit teased?You are established with that bank, you might just get it.If you do, do sure you pay in full each month.Just wished using the secure card, you replace the money in full each month.Carrying balances is a good way to destroy credit..
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Question by betsyb: how do i get in touch with Trans union credit services? I want to investigate some companies?
I don’t recognize companies on my credit report – how do I find out who they are?
Best answer:
Answer by bianca
on the one of the last page of your credit report you should have phone numbers and addresses of every your creditor on your credit report.
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Question by Coe281: How to contact Experian and Trans Union?
I have been trying to get in touch with a person ( not a recording) to inform them of a satisfaction of judment paper I need to send or fax to them. I am only getting recordings and seems they want me to purchase ANOTHER credit report before I can actually speak to an unrecorded human being. I did buy a report from equifax to get a hold of them… How do I get a Fax number or a human on the phone WITHOUT purchasing something?
Best answer:
Answer by dropkick232000
TRY,Equifax: 1-888-766-0008 or 1-800-525-6285For more information, visit the Equifax website at: http://www.equifax.comExperian: 1-888-397-3742 or 1-800-311-4769For more information, visit the Experian website at: http://www.experian.comTransUnion: 1-800-680-7289For more information, visit the TransUnion website at: http://www.transunion.com
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Question by Debow: Who can I contact about trans union credit bureau. I have disputed items on my report that do not belong to?
me about five times, but they won’t remove them. Equifax and Experian removed the items the first time I disputed them. What can I do?
Best answer:
Answer by Mike
Keep disputing it. Whenever they respond, write back challenging the reason they saying they won’t remove it. If you keep it up, they will eventually remove it. The name of the stake is to keep coerce them to remove the item. Also write to the creditor and tell them that it is a violation of the Fair Debt Collections Practices Act to report a debt that is being disputed. If it is a small debt, sometimes the best thing is to send them a percentage with a letter tell if they accept this money it means they agree to remove any negative statements on entirely CBR’s. Usually they will cash the check without reading the letter, especially if they are a large company. Then you mail a copy of the garnered and the canceled check to Trans Union and then they will remove it for sure.
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Question by : Why is Trans Union Credit Report Score 23 points lower than Equifax and Experian?
I want to refinance my loan and the banks in the area of the US where I live mostly pull the credit report from that specific source. So, why is it lower than the other two and how can I fix it? It has the exact same info as in the other two. I have all three reports with me. Should I go and hand them to the financial officer at the bank to show the incongruity?
Best answer:
Answer by Diane A
Just could be how they score things & have no impact.
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Question by p60638: How do I freeze access to my credit files with Experian,Equifax and Trans Union to avoid identity theft?
What does it cast? Do you know an easy way to do it?
Best answer:
Answer by newjerseyguy
You have to contact each bureau and request a freeze – yes, there is a charge. Their web sites have details.
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Question by VintageDressGal: What are the mailing addresses of Experian, Equifax, and Trans Union to dispute a negative on my credit report
Should my letter be addresses to anyone in particular, and what are the exact mailing addresses?Thanks!
Best answer:
Answer by Anjell
Don’t try and address it to anyone in particular….they’ll end up looking for a dept/person that doesn’t exist.ExperianP.O. Box 2002Allen, TX 750131 888 397 3742EquifaxP.O. Box 740241Atlanta, GA 303741-800-685-1111TransUnionP.O. Box 1000Chester, PA 190221-800-888-4213
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Question by Luke F: Is a Trans Union credit score of 652 good enough to get me an used car loan?
I am looking to get an used car for around 5500 or so. I have a vehicle which I will be selling and putting at least 2000 down on the new vehicle. My question is if my TU credit score is 652, will I be able to get a decent loan for the remaining 3500 or so? And would I need a cosignor or anything? I’m twenty years oldSo i would need a cosignor?
Best answer:
Answer by Carroll Disher
Probably not. With today’s tough clocking they’re looking for scores _at least_ in the mid 700′s.
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Question by ahyatt21: Why would my local credit union only report to Experian, and not Transunion and Equifax?
Why would my local credit union only report to Experian, and not Transunion and Equifax?
Best answer:
Answer by kevc21
Money. They report to whomever they’re subscribed to. Those credit bureaus have subscribers.
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